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Business Insurance

Business Insurance in Bloomington MN

A business isn’t just a business to the owner; It’s a source of income and pride, which is why it’s so important to protect it properly. I offer coverage from dozens of A+ rated business insurance carriers and I’ll work with you to find great coverage for your business. Contact me or get quotes to get started.

Business Insurance Coverage

General Liability

Covers claims of negligence, defective products, advertising injury, and more.

Commercial Auto

Covers business vehicles and employee drivers.

Commercial Property

Covers your building, business personal property, signage, inventory, and more.

Excess Liability

Provides additional liability coverage above and beyond your other business insurance policies.

Worker’s Compensation

Covers medical expenses and lost wages for employees that are hurt or become ill during the course of their work.

Bailee Coverage

Covers customer property when it is in your care and custody. Examples include clothing for a dry cleaner or a customer car for an auto repair shop.


If an obligation is not met, it covers a payment to a third party.

And more

There are a variety of coverage options available that may be right for your business.

Businesses Covered

  • Property Maintenance Companies
  • Contractors
  • Professional Cleaners
  • HVAC Companies
  • Restaurants & Cafes
  • And more

Business Insurance FAQ

Who needs business insurance?

Commercial insurance coverage is only required by law in certain circumstances. Regardless, most businesses will need coverage for a variety of reasons, including contract and/or lender requirements. General liability insurance protects your company from a variety of lawsuits and can often be quite cost effective. In the state of MN, if your business has employees, you’ll be required to carry worker’s compensation coverage. If you operate a motor vehicle for work, you’ll be required to carry at least a minimum amount of commercial auto coverage, just like for personal vehicles.

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